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Bad news if you need a poor credit loan?

The good news is that's no big deal anymore

Forty-three percent of all car loans are now held by people with less than prime credit. Folks looking for poor credit car loans should understand they are not a problem, they're average.

Remember, too, that fewer than half of all car buyers actually buy a car within the first 30 days. That's right. People take time to shop around and they take time to save up a bigger down payment. We're all for this -- the best way to keep your car loan interest costs low is to boost
your downpayment. It's just about mandatory these days. Last
year five percent down was normal; now it's closer to 12.
 

So by all means click the apply now link if you've saved up your down payment, if you've set your budget and researched bargains in your price range.

Our online car loan application is one of the shortest on the Web, and it helps you get into what experts are calling the best time ever to buy a car. Thanks to dealers being crushed by the economy, they have slashed prices -- and boy is that good news for you. The recession -- and these low prices -- won't last forever, so even if you can't apply right now come back a couple of paychecks from now. It really is an unprecedented good time for car buying if you can find a loan. We can help with that.

Even with poor credit.

  

What about the best
trucks for bad credit?


In list after list of truck reviews, two models stand out above all others. The Ford F-150 has been the top-selling vehicle in America for more than 20 years, thanks to its reliability, performance and wide range of cab styles and trim levels.

When it comes to compact trucks, the gold standard of reliability is the Toyota Tacoma. Depending on options, it's not hard to find either of these vehicles in the $10,000 range without going back too many years.

But take note. The 2009 Consumer Reports Auto Issue showed some love for Chevy trucks, including Avalanche (which replaces the Silverado in the GM lineup).

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When it comes to poor credit car loans, our people get the credit.

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