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The bad news is you need a poor credit loan

The good news is that's no big deal anymore

Here's a little inside secret from the auto loan business. A lot of dealers have learned they can make money on bad credit car loans -- not so much by jacking up rates to ridiculous levels, but by taking good care of people. Bad credit loan customers are grateful for the second chance and surveys show they are very loyal -- and very likely to be repeat customers. That's crucial because the average dealer spends $500 per car on marketing. Return customers equal instant profit.

Here's another inside fact on the car business. Fewer than half of all car buyers actually buy a car within the first 30 days. People take time to shop around and they take time to save up a bigger down payment. We're all for this -- the best way to cut your auto finance costs is to boost your downpayment. It's just about mandatory these days as credit is tighter than it used to be.
 

So by all means click the apply now link if you've saved up your down payment, if you've set your budget and researched your price range.

Our online car loan application is one of the shortest on the Web, we've been doing this longer than most any of our poor credit car loan competitors, and we are linked up with the strongest lenders in the auto finance industry. We look forward to serving you, either right now or a couple of paychecks from now when you'll be in better shape downpayment-wise.

We don't mind waiting.

  

What about the best
trucks for bad credit?


A big problem with writing about used trucks is that some trucks are used and some trucks are REALLY USED. This makes it hard to talk about average prices, so we'll stick to the basics here.

In list after list of truck reviews, two models stand out above all others. The Ford F-150 has been the top-selling vehicle in America for more than 20 years, thanks to its reliability, performance and wide range of cab styles and trim levels.

When it comes to compact trucks, the gold standard of reliability is the Toyota Tacoma. Depending on options, it's not hard to find either of these vehicles in the $10,000 range without going back too many years.

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When it comes to poor credit car loans, our people get the credit.

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