Poor Credit Auto Loans

Minimum Loan Requirements

To qualify for one of our poor credit auto loans:

  • Must be a US resident over 18 years of age.
  • Must have a gross monthly income of at least $1,800.
  • Must not have had a repossession in the last 12 months.
  • Must not be currently in bankruptcy.

CarLoans.com does not offer title loans. We do not offer loans for refinancing or for private sales between individuals (as all vehicles must be purchased through our dealer network).

Prices are low, interest rates are low -- and it's a great time to be buying a car. All you need is some help finding a loan, thanks to the credit crunch, and our dealers are electronically linked to more than 400 car loan providers. That will really increase your odds of approval!

Our online car loan application takes just over a minute to complete, and you'll hear from a local loan officer fairly quickly. Depending on the time of day you apply, you can hear within minutes; almost always within a matter of hours, almost certainly within 24 hours.

There is no charge, no hidden fees and no obligation to buy. We simply offer you a no-hassle method of learning where you stand credit-wise -- even if you have poor credit.

Please see our Frequently Asked Questions or our online car loans process page. Or, better yet, just apply right now and get things rolling.