Poor Credit Auto Loans

Loan Requirements and Restrictions

To qualify for a poor credit auto loan, the minimum requirements are:

  • US residents at least 18 years of age
  • Gross monthly income of at least $1,800
  • No repossessions in last 12 months
  • No current bankruptcies

Sorry, but CarLoans.com does not offer title loans.

Sorry, but we also do not offer loans for refinancing (or for private sales between individuals) at this time. All vehicles must be purchased through our dealer network.

Our online car loan application takes just over a minute to complete, and a local loan officer will be back in touch with you quickly. Depending on the time of day you apply, you can hear within minutes; almost always within a matter of hours.

There are no hidden fees and no obligation to buy. It's a straightforward chance to hear from a local finance officer about obtaining a car loan even if you have poor credit.

For more information, see our Frequently Asked Questions or our online car loans process page. Or just apply right now and get things rolling.