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Online Car Loans

More than three million applications
processed over the last 19 years...

Carloans.com is part of the InterActive Financial family of Web sites, and from Day One, we have combined good old-fashioned service with strategic vision.

When 800 numbers came out, InterActive saw the potential and snapped up some of the most valuable in the industry, including 1-800-CAR-LOAN in 1994. When the Web came along, InterActive was at it again, and we now own literally hundreds of Web addresses.

Nowadays, we're headquartered in Richmond, VA., and we have processed more than three million automobile loan applications since 1989.

We've earned high marks in the automotive industry for our work with subprime auto financing, the technical name for helping people with poor credit get a car loan, and we've done so because we understand the psychology of the credit-challenged customer. Nothing feels worse than going through the entire car buying process only to get denied at the end because of bad credit. We've built a successful nationwide company on making sure that does not happen to you.

Feel free to try our quick and easy online car loan application. There's no fee, no obligation, and nothing to lose (except for a chance at a nicer ride).

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Our car loans provide people with a poor credit history a no-guilt, no-hassle way of getting approved

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Best Cars For
Bad Credit Customers


Here's the link for our full section on the best cars for bad credit but here's something to consider first.

The term is "platform car," and what it means is how a manufacturer uses the same engine and chassis, but only makes changes in the outer (and interior) appearance. This is important because if you research the platform, you can save money.

The Saturn Aura, for instance, shares the same platform as the Chevy Malibu or the Pontiac G6, but the Malibu can be as much as $3,000 cheaper. Thinking of a Saab SUV? The very similar Chevy Trailblazer is thousands less.

apply now for an online car loan