 Frequently Asked QuestionsAbout Car Loans For People With Bad CreditWhy can't you tell me my loan amount on the phone?In this day and age of identity theft, nothing is more important than protecting the privacy of our customers. We process your application on secure, encrypted servers and we do not pass your personal information to third parties for purposes of solicitation. It's for your protection that we do all the loan details person-to-person. What kind of interest rate can I expect? When it comes to car loans for people with bad credit, the precise interest rate will depend on a number of inter-related factors. The factors include your credit score, the amount of your downpayment and whether you are buying a new or used vehicle. How long does the process take? Our online auto application takes, on average, 69 seconds to complete. In most cases you will hear from a local loan officer within an hour. The national average for auto dealers responding to an Internet lead, by the way, is 6.5 hours. Why do you work exclusively with dealers? Because that's how most banks, finance companies and credit unions work. Car loans are technically what's known as Retail Installment Sales Contracts, where the dealership handles the paperwork but the loan is held by someone else. So who are you guys anyway? Carloans.com is run by the Interactive Financial Marketing Group. Earlier this year we were named the fastest growing private company in Richmond, VA. |
HOMEAbout Us: Online Car LoansPoor Credit Auto LoansCredit RequirementsOur Loan Process 
FAQsAPPLY NOW!!