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An old rule of thumb was that your monthly auto payment should not exceed 20 percent of your income left over after normal monthly living expenses (rent or mortgage, utilities, food, transportation and credit card (or other debt) payments). Another old rule of thumb was that your rent (or mortgage) should not exceed 30 percent of your take home pay. This is a big problem because in the last five years, the average take home pay has not moved at all, but housing prices have climbed 30 percent. The bottom line: If you're always broke, take a look in your driveway. Millions of Americans have forgotten the idea of a sensible car at a sensible price.

Step 1 | Fill out your information below and press "Calculate".

Step 2 | See your estimated Monthly Pament - it's that simple!

My Monthly Payment: $

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