Apply For A Car Loan: Our Process

Customers have a right to know what's going on when they apply for a car loan, and here's how the process works:

1. Apply for a car loan by filling out our short online auto loan application. We won't ask for any sensitive personal information before you've reached a secure, encrypted application.

2. Your car loan application is processed at our home office and screened to find you the best local loan officer. With sterling credit, you'll qualify for a direct loan; with poor credit, we have a lot of lenders in our network, including an IFMG affiliate that can act as a lender of last resort. We cannot guarantee 100 percent approval. Check out our minimum requirements for applying for a poor credit car loan here.

3. Attempts will be made via telephone, email and text message to have you set an appointment. In fact, from the emails, you can set your own appointment at your own time of convenience.

4. Upon arrival for your personal appointment, you'll find out your loan details. If you find the total package -- loan amount, loan rate, monthly payment and cool vehicle -- to your liking, then you can drive it on home. If not, you can walk away without any obligation to buy anything.

5. We handle your confidential financial information in a face-to-face appointment as a way to protect your identity. That actually works in your favor. Many customers drive away from that appointment in a new vehicle. You can apply today with no obligation!